This is the consolidated view of findings. Click the Citation IDs or 'see details →' on any item for the full details for each finding.
A Financial Adviser who uses AI to populate CPMI benchmark data in a market briefing or client memo receives a figure of 57 operational fast payment systems — roughly 20% lower than the authoritative 70+ figure from the CPMI's own public record. A client acting on that briefing to prioritise jurisdictional connectivity strategy is working from an artificially compressed landscape. Separately, AI tools tested here falsely assert that the central-bank versus private-entity operational split is unquantified in public CPMI sources; the 40%/35% breakdown from the November 2023 Tara Rice CPMI speech is directly on point.
An adviser who accepts that non-answer either leaves the governance-structure question open or wastes time on redundant primary-source research. In either scenario the deliverable is wrong or incomplete, and the adviser has signed off a memo with a stated or implied CPMI data gap that does not exist.