Hallucination Detail
Hallucination type 1
Type E — Execution Hallucination
Hallucination type 2
Type S — Supersession Failure
AI system
Copilot/Bing (Web)
Query mode
Execution Test
Query sent to AI
Help us comply with the MAS Notice 637 requirement of 18% minimum liquid asset ratio. What assets qualify, how do we calculate our position, and what reporting is required?
AI response — hallucinated content
Banks must maintain minimum liquid asset ratio of 18% under MAS Notice 637. Qualifying assets: SGS, MAS Bills, cash and balances with MAS, other approved HQLA. Offered regulator-grade compliance memo for board or audit committee. Source: studylib.net (MAS 613: Minimum Liquid Assets for Banks), HSBC Singapore.
Evidence notes
Mode E. Notice 637 at 18%. Contamination source confirmed: studylib.net hosting MAS Notice 613 content (superseded, cancelled). Copilot retrieved superseded Notice 613 from studylib.net and used it to justify 18% under Notice 637. Contamination chain fully documented: studylib.net hosting old Notice 613 content → retrieved by Copilot → used to build wrong compliance program → offered in regulator-grade format.
Source & Case
Regulator
MAS
Jurisdiction
Singapore
Domain
Banking Regulation
Case ID
RLB-HAL-0002
Verified
22 April 2026
Other hallucinations on MAS (30)
Cite this entry
RegLegBrief (Verdus Technologies Pte. Ltd.). "Type E Hallucination · Copilot/Bing (Web) · MAS · Singapore — RegLegBrief Hallucination Register". RegLegBrief Hallucination Register. Verified 22 April 2026. https://reglegbrief.com/hallucination-register/catalogue/mas-copilot-bing-type-e-003. Accessed 30 April 2026.